Managing your money doesn't have to be hard.
By removing the financial stress from your life you can start living out your dreams.
The Methodology
Go from feeling overwhelmed and struggling with your money to in control and stress free. By changing your habits and learning a new way to manage your money you will be empowered to choose the life you want!
1 : 1 Coaching
You may feel embarrassed to talk about your finances, don’t! Through my coaching, you will gain a new perspective and mindset to create healthy financial habits.
Zero-Based Budgeting
This is the key to living debt free! I will teach you how to create a zero-based budget that meets the needs of your family and lifestyle.
Accountability
I want you to succeed! It is proven that people are more likely to succeed when they have someone to check in on their progress.
Testimonials
I have been fortunate to work with some truly wonderful people. Please take a moment to read what they have to say about their experience with me.
Click on a name for the complete testimonial
Karen & Aaron D.
"...Thank you Christine for your smart financial planning and helpful tips to get the ball rolling. Your scheduled meetings and answering all of our questions helped to guide us towards financial freedom!!”
Leian D.
“Christine Spiak has inspired me to be intentional with every dollar. She is the spark that motivates me to strive towards a debt free life and has helped me to create a plan for a great financial future...”
Anonymous
"...I am so grateful to Christine for all of her guidance. If you want to start living a more intentional way of life and want financial independence, start with Christine Spiak..."
Testimonials
I have been fortunate to work with some truly wonderful people. Please take a moment to read what they have to say about their experience with me.






The Mission
To help people live out their dreams by teaching intentional financial habits.
Why Compass Financial Wellness?

Whether you are really struggling to make ends meet or want to do more with your money to build a better future, learning how to manage your finances is the path that will take you there.
I speak from my own experience. My husband and I paid off $210,192 of debt including our mortgage and funded an 8 month emergency savings. Our money stress is completely gone, we no longer fight about finances, we’ve created financial stability and security for our family, and we give more now then we ever did before.
These results have been a game changer for our family which is why I became a Money Coach and started my business. I’m sharing our story because it’s had such an enormous impact on our lives. Our success can be your success too!
In addition to helping households I help Small Businesses as well. Small Business Owners know reinvesting in their business is important, but so is paying yourself. Learn how to do both. You started your small business out of passion for what you do. Don’t let cash flow or bookkeeping struggles keep you from growing and thriving.

Why Compass Financial Wellness?
As a Money Coach I help people and Small Businesses remove their financial worries so they can live out their dreams. It’s important to me that people feel empowered to develop healthy money habits so they can choose the life they want to live.
Whether you are really struggling to make ends meet or want to do more with your money to build a better future, learning how to manage your finances is the path that will take you there.
I speak from my own experience. My husband and I paid off $210,192 of debt including our mortgage and funded an 8 month emergency savings. Our money stress is completely gone, we no longer fight about finances, we’ve created financial stability and security for our family, and we give more now then we ever did before.
These results have been a game changer for our family which is why I became a Money Coach and started my business. I’m sharing our story because it’s had such an enormous impact on our lives. Our success can be your success too!
In addition to helping households I help Small Businesses as well. Small Business Owners know reinvesting in their business is important, but so is paying yourself. Learn how to do both. You started your small business out of passion for what you do. Don’t let cash flow or bookkeeping struggles keep you from growing and thriving.

Hope
Are you tired of living paycheck to paycheck? Do you rob from Peter to pay Paul? Are you sick and tired of being sick and tired?

Security
Why is it every time you think you're about to get ahead something else comes up? Learn how to turn headaches into hiccups.

Success
You've worked hard and stayed on plan. Now, it's time to enjoy all of the things life has to offer...Congratulations you've earned it!

About Christine Spiak
As a Money Coach I am honored to help people by guiding them as they transform their financial health. I am also committed to teaching youth about financial literacy; with the focus being on educating and empowering them to make wise financial decisions throughout their lifetime.
Through my coaching I’ve helped people replace their financial stress with healthy money habits. They have been able to pay off their student loans, leave their toxic work environment and retire before they thought possible. You don’t have to feel stuck or overwhelmed any longer; I welcome the opportunity to help guide you towards a brighter future!
I am a Ramsey Solutions Master Financial Coach and Financial Peace University Coordinator. I have a Bachelors degree in Business Management and Marketing. I am a Board Member and Treasurer for the Mohawk Valley Business Women’s Network nonprofit organization. I am also a member of CNY BizTalkers, a Toastmasters International Club.
Christine's Blog Posts

Why this score is important (and I’m not talking about your credit score)
We are told over and over again how important it is to have a “good” credit score. But what is a credit score? As defined,

Back to basics
Living the life of your dreams starts with a solid financial plan! In 2017 my husband and I followed the Dave Ramsey Baby Steps and

Spring has sprung…Tips for cleaning up your finances
If you have ever spring cleaned you know that a sparkling clean and clutter free home is a great feeling; which is why the end